The Airtel Mobile Money withdrawal and sending charges for Zambia have since been modified. Thankfully, some cash-out and cash-in transaction fees have been reduced.

Airtel Money Zambia Service Code
- Simply dial the USSD code *778# to access Airtel Money in Zambia.
Suggested: All Secret USSD Codes for MTN, Airtel, and Zamtel Zambia
Updated Combined Table
| Transaction Range | Sending Money | WithDrawal Charges | Bill Payment Structure | ||||
|---|---|---|---|---|---|---|---|
| Min | Max | Sending to Registered Users | Sending to Unregistered users & other Networks | Agent Point Withdrawal charge | ATM Withdrawal charge | Pay goods & services | Merchant Transactions |
| 500 | 2500 | 250 | 1000 | 330 | NA | 110 | 190 |
| 2501 | 5000 | 500 | 1000 | 440 | NA | 140 | 330 |
| 5001 | 15000 | 1000 | 2000 | 700 | 1100 | 500 | 1000 |
| 15001 | 30000 | 1000 | 2200 | 880 | 1100 | 500 | 1600 |
| 30001 | 45000 | 1000 | 2800 | 1210 | 1320 | 500 | 2000 |
| 45001 | 60000 | 1000 | 2800 | 1500 | 1320 | 550 | 2650 |
| 60001 | 125000 | 1500 | 4400 | 1925 | 2035 | 660 | 3500 |
| 125001 | 250000 | 1500 | 8400 | 3575 | 3795 | 950 | 3950 |
| 250001 | 500000 | 1500 | 11000 | 7000 | 6325 | 1250 | 5050 |
| 500001 | 1000000 | 2000 | 21000 | 12500 | 11385 | 3200 | 10700 |
| 1000001 | 2000000 | 2000 | 40000 | 19800 | NA | 5500 | 20500 |
| 2000001 | 4000000 | 2000 | 70500 | 35200 | NA | 10000 | 40000 |
| 4000001 | 5000000 | 2000 | 70500 | 49500 | NA | 10000 | 40000 |
Previous Airtel Mobile Money Withdraw Charges
The chart or table below shows the new Airtel Mobile Money withdrawal charges: Make sure you scroll to the right to see all the latest rates.
| Transactions | Airtel Money Withdrawal Range (ZMW) | Airtel Money Withdrawal Charges or Tariffs (ZMW) |
| New Airtel Money Zambia Withdraw Charges | K1 – K150 | K2.50 |
| K151 – K300 | K5 | |
| K301 – K500 | K10 | |
| K501 – K1000 | K20 | |
| K1001 – K3000 | K30 | |
| K3001 – K5000 | K50 | |
| K5001 – K10000 | K100 |
Sending Charges
The table below summarizes the new Airtel Mobile Money sending charges:
| Transactions | Airtel Money Transfer to numbers not registered on Airtel Money (Including MTN and ZAMTEL numbers) – ZMW | Airtel Money Sending Charges or Tariffs (ZMW) |
| New Airtel Money Zambia Transfer or Sending Charges | K5 – K150 | K2.50 |
| K151 – K300 | K5 | |
| K301 – K500 | K10 | |
| K501 – K1000 | K20 | |
| K1001 – K3000 | K30 | |
| K3001 – K5000 | K50 | |
| K5001 – K10000 | K100 |
New Airtel Money Zambia Wallet to Bank Transfer Charges
| Transactions | Airtel Money Zambia Wallet to Bank Transfer – ZMW | Service Charge (ZMW) |
| New Airtel Money Zambia Wallet to Bank Transfer Charges | K5 – K150 | K5 |
| K151 – K300 | K5 | |
| K301 – K500 | K5 | |
| K501 – K1000 | K10 | |
| K1001 – K3000 | K30 | |
| K3001 – K5000 | K50 | |
| K5001 – K10000 | K100 |
New Airtel Money Zambia Bill Payment Charges
| Transactions | Airtel Money Zambia Bill Payment Charges – ZMW | Airtel Money Sending Charges or Tariffs (ZMW) |
| New Airtel Money Zambia Bill Payment Charges | K5 – K150 | K1 |
| K151 – K300 | K1.50 | |
| K301 – K600 | K2.5 | |
| K601 – K1200 | K3.5 | |
| K1201 – K3000 | K3.5 | |
| K3001 – K5000 | K3.5 | |
| K5001 – K20000 | K5 |
Airtel Money to Airtel Money International Money Tariffs
| Transactions | Airtel Money to Airtel Money International Money Transfer- ZMW | Airtel Money Sending Charges or Tariffs (ZMW) |
| Airtel Money to Airtel Money International Money Transfer (i.e., Transfer to other Airtel numbers from other countries) | K5 – K100 | K3 |
| K101 – K200 | K6 | |
| K201 – K400 | K10 | |
| K401 – K800 | K15 | |
| K801 – K1500 | K25 | |
| K1501 – K3000 | K40 | |
| K3001 – K6000 | K65 |
How To Check Airtel Money Balance in Zambia?
To check your Airtel Mobile Money balance on your phone, do the following:
- Dial the code *778#
- Select the option corresponding to ‘Airtel Money Balance.’
- Input your correct mobile money pin and validate.
- You will receive a mini statement via SMS notifying you of your Airtel Money balance.
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Airtel Money Services In Zambia
The main services operated by Airtel Money Zambia include the following:
- Money Transfer (Sending and Receiving)
- Pay Utilities (Water, Electricity, School Fees, etc.)
- Mobile Banking
- Airtime or Credit Transfer
Suggested: Latest MTN Mobile Money Withdraw and Sending Charges in Zambia
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